Representive Example: Borrow £500 and pay £79.09 per month for 12 months at a fixed intrest rate of 140% per year. The total charge for credit is £449.01 (all intrest). The Total Repayable is £949.01. 278% APR Representive.

Apply online for £100-£200 and get a decision in minutes.

Warning: Late repayment can cause you serious money problems. For help and advice go to www.moneyadviceservice.org.uk

12 Month Loans

Here at 12monthloansmoney, we work in close collaboration with over 40 reputable money lenders in the UK to make the process of you finding a loan very simple. We are a broker, not a direct lender. All you need to do click on the Apply Now button and fill in the online application form. Your application will be reviewed by our panel of lenders in a few moments and you will get a decision on your screen shortly after. Our loans finder service will help you to locate a suitable loan, saving you time and effort. You can apply from wherever you are as long as you have access to the Internet. Our application form is compatible with mobiles, tablets, PCís and laptops.

Sometimes cash emergencies can strike at a time when you least expect. When this happens, you might not want to ask friends or family to help you out of your cash crises so you need an alternative option. This is where our loans broker service comes in handy. Your washing machine may have broken down when youíre in the middle of a load or your car tyre might have gained a puncture. These things are usually unavoidable and totally unexpected so you may not have budgeted for them. This is where a short-term loan can come to your rescue.

If you have less than perfect credit then you can still apply for a loan. All you need to do is make sure that you meet the eligibility criteria, which is set out by the lenders. You need to be a resident in the United Kingdom, over 18 years of age, have a bank account with a valid debit card and you need to be in employment, earning over £500 net per month. We donít charge a fee for you to use our service because we are paid directly by the lenders. Some lenders may charge an arrangement fee or a membership fee. Please make sure you check the terms before signing an agreement with a lender. The decision to borrow money should always be considered carefully.

Consumer Advisory: 12monthloansmoney is a loan broker. We will submit the information you provide to a direct lender. A direct lender may require further information from you before they can approve your application which will be collected after we transfer you to their website. They may decide to contact you via phone or email. We are not a direct lender. Loan terms, conditions and policies vary by lender and applicant circumstances. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £2,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, 12monthloansmoney does not engage in any direct consumer lending, we simply provide a FREE loan matching service to consumers.